The Only 21 Things Our Newborn Kids Ever Really Needed

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I remember it well. Walking into Babies R Us, checklist in hand, ready to buy all the things we “needed” for our first-born son. Man, were we clueless. And man, did we ever overspend! The good news is that you can learn from my mistakes. Here are the only 21 things our newborn kids ever really needed.Read more…

How I Choose Health Insurance for My Family

How I Choose Health Insurance for My Family thumbnail

My wife and I have both been self-employed for a few years now, which means that we’ve been on our own when it comes to finding health insurance. The learning curve has been steep, but over the years I’ve honed my process and whittled it down to five key variables that I look at every single time I have to make this decision.Read more…

Coverdell ESA: The Underutilized and Underappreciated College Savings Account

Coverdell ESA: The Underutilized and Underappreciated College Savings Account thumbnail

The Coverdell ESA is probably the least understood and most underutilized of all the college savings accounts. In the right situations it offers most of the same tax benefits as a 529 plan with some additional flexibility to use the money tax-free in a wider variety of situations. Here’s an overview of the benefits and limitations.Read more…

10 Financial Moves to Make before the End of the Year

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It’s almost the end of the year, which means family, friends, stress, fun, and everything else. It’s also a great time to take stock of your financial situation. But let’s face it: you don’t want to spend the holidays thinking about money. So here are 10 moves you can make right now to set yourself up for financial success in the coming year.Read more…

The Beginner’s Guide to Index Investing

The Beginner’s Guide to Index Investing thumbnail

There are two main reasons why I’m a big proponent of index investing: 1) It’s easier to implement than just about any other investment strategy, and 2) It works better than just about any other investment strategy. Here’s a comprehensive overview of exactly WHY it works so well and HOW to do it yourself.Read more…

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