10 Weeks to a Better Financial Future
Stop worrying about money and start using it to create a life you enjoy.
10 Weeks to a Better Financial Future
I had a lot of questions, like:
- How much does it actually cost to have a baby?
- How do we manage the switch to a single income?
- How much life insurance should we get?
- Should we start saving for college?
- We need wills, right? How do we do that?
- Should we start looking at buying a house?
- How can we save and invest for the future while also handling all the expenses today?
Over a 10 week period, I’ll walk you through every major financial decision you need to tackle as you start your family. Each week focuses on a different lesson and includes the following:
- An overview of the week’s topic, why it’s important, and what you will be learning.
- Reading assignments that show you exactly how to get that part of your plan in place.
- A checklist of action steps so that you know exactly what to do.
This is essentially the exact same process I go through with my clients, and to be honest it's exactly the resource I was looking for when I was starting my family.
Here's a quick outline of what we'll be covering in each lesson:
- Week 1: What's Your Why? - Set meaningful, achievable financial goals that are aligned with your biggest personal goals and values. Also includes a checklist to help you decide which goals you should prioritize over others.
- Week 2: Budget Without Budgeting - Create a system for managing your money that allows you to handle your bills AND make continuous progress towards your goals without having to micromanage your daily spending.
- Week 3: Build Your Buffer - Build an emergency fund that not only protects you from financial harm, but also provides the financial resources you need to take advantage of exciting opportunities that come your way. I walk you through exactly how much to save, where to save it, and how to get started.
- Week 4: Handle Your Estate - Get basic estate planning documents, like a will, in place so that your family will be cared for no matter what.
- Week 5: Get Life Insurance - Decide whether you need life insurance, figure out exactly how much you need, and decide what type you should get. You also get access to the same independent insurance advisors I use with my clients, and they will guide you through the entire application process (a HUGE help!).
- Week 6: Protect Your Income - Get disability insurance that would replace your monthly income if health issues ever keep you out of work for a period of time. And once again, the same independent insurance advisors I use with clients will help you find the exact right policy for your needs.
- Week 7: Optimize Health and Liability Insurance - Navigate the confusing worlds of health and liability insurance to ensure that you have the right protection without paying any more than you have to.
- Week 8: Crush Your Debt - Create a simple, automated plan that pays your debt off as quickly and efficiently as possibly.
- Week 9: Invest in Your Future - Figure out exactly how much to save for retirement, which accounts to use, and how to invest the right way to put yourself on track for financial independence as soon as possible.
- Week 10: Put it All Together - Tie up any loose ends to make sure your plan is fully on track. Create a schedule to regularly check in on your goals and ensure that your money is always being used to create the life you currently want.
- Bonus Lessons: If you want to go above and beyond, you can sign up for four bonus lessons on prepping for a baby, buying a house, saving for college, and dominating your student loans.
- Set clear, meaningful financial goals that are aligned with your biggest personal goals.
- Create a system for managing your money that allows you to reach those goals without micromanaging your daily spending.
- Build a secure financial foundation that ensures your family will always have the financial resources it needs AND empowers you to take some financial risks in pursuit of your biggest personal dreams.
- Put yourself on track to be debt-free and financially independent.
Frequently Asked Questions
1. Who are you and why should I trust you?
Good question! I am a fee-only financial planner and the founder of Mom and Dad Money, where I specialize in working 1-on-1 with new parents and helping them make the right financial decisions for their families. This is what I do day-in and day-out, and this course is simply an extension of that work.
I also have two young boys myself and have recently had to make all these same decisions for me and my family. I know what it's like to be in this position, and my personal experience has helped me tailor my advice to the specific challenges that new parents face.
2. How much time will this course require?
While the course is broken down into bite-sized chunks meant to handled one week at a time, you will have to put some work in if you want to see results. I would expect to spend a few hours each week on the course, with some lessons taking more or less time than others.
You will also have access to the course content past the 10 weeks, so while I generally think it will be best to go through it in real time, you will always have the opportunity to go back and fill in any gaps.
3. Can I get advice directly from you as I go through the course?
Yes, there's a package that includes unlimited email coaching from me. If you choose that option, I'll be available to answer any and all questions you have throughout the 10-week course.
You can also choose to take the course without the email coaching if you'd prefer.
4. I have a LOT of competing financial goals right now. Will this course help me prioritize and figure out what to work on first?
This is a very common issue that a lot of people have (myself included!), and for that reason it's specifically addressed right at the start of the course.
The very first lesson walks you through the process of setting your financial priorities, and there's even a checklist you can use to decide which goals to focus on first. In other words, you will have a clear answer to this question by the end of the first week.
5. I'm not a new parent. Is this course still right for me?
The honest answer is that it depends. If you're in your late 40s or beyond, this probably isn't the right course for you. While there is an entire lesson on investing and retirement planning, it's more geared towards people who are in the earlier stages of their financial lives and your needs are probably different.
But if you're in your 20s or 30s, most of this course will be applicable to you even if you don't have kids and don't plan to have any in the near future. Everyone can benefit from some of the major lessons here, like setting financial goals, budgeting, saving, getting disability insurance, paying off debt, and investing.
Still, certain topics like estate planning and life insurance will primarily be applicable to parents. So it's really up to you whether you think that step-by-step guidance through the other topics is worth it.
6. What's your refund policy?
I have a 100%, no questions asked, money back guarantee. If you're not happy, just let me know and I'll issue a refund.
Are you ready to start building a better financial future?
So what do you say? Would you like to build a better financial future? If so, click the link below to get started right now