Why I Use Credit Cards for Everything and How I Stay out of Debt

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Credit cards are tricky. They offer some major benefits, but they can also be crippling if you end up in debt. I’ve found them to be incredibly helpful myself, so in this post I talk about why I use them for all of my spending, as well as the steps I take to ensure that I never pay even a penny in interest.Read more…

How I Flew My Family Home for Christmas for Free

How I Flew My Family Home for Christmas for Free thumbnail

Today I am in Boston with my parents and brothers, ready to celebrate Christmas and bring in the new year. I flew here with my wife and both of my boys, and the four of us paid absolutely nothing for our tickets. This was my introduction to the world of “travel hacking”, and I want to show you how we did it.Read more…

The 4 Strategies That Help Me Use Credit Cards Effectively

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Credit cards are not inherently good or bad. When they’re used well they have a lot of benefits. When they’re not used well they can be destructive. It depends a lot more on the user than the credit cards themselves. Here are four strategies I use to reap the benefits of credit cards without getting myself into trouble.Read more…

Disputing Credit Card Fees Really Works!

I’m going to start by saying that nothing about today’s post is original. How’s that for a hook? It is, however, an example of a successful execution of a very simple strategy that requires little effort and can save you some money. It’s a strategy I stole from Ramit Sethi, and you can read all about it firsthand in this… Read more