FINANCIAL PLANNING THAT FITS YOUR FAMILY
As a parent with young kids, you’re balancing a lot of financial responsibilities and just about all of them feel urgent.
And no matter how many resources you have at your disposal or how much time you spend searching for answers online, it can still be hard to sort through it all and figure out what’s right for you and your family.
Sometimes you need some help. Sometimes you want someone you trust to review your current financial situation, get to know your personal goals, and tell you exactly how to get from where you are now to where you want to be.
If that’s what you’re looking for, I’d like to help.
You Don’t Have to Go It Alone
I started this practice back in 2014 with the single goal of helping parents with young children build a secure financial foundation for themselves and their families. Because I know that while money is never the end goal, feeling confident in the financial decisions you’re making is critical to building a happy, healthy, comfortable life.
That’s why the number one thing I strive to help my clients achieve is financial security. By getting to know who you are, what’s important to you, and what you value, I help you implement a plan that allows you to handle everything you need to handle today, save ahead for your most important future goals, and still have something left over to enjoy yourself along the way.
And when your plans inevitably change — whether because you set new goals or because something unexpected comes up — I’m there as a trusted partner who can help you navigate those changes and make the best decisions within the context of your financial plan.
The end result is clarity around the financial decisions you’re making, confidence in the financial foundation you’ve built, and the freedom to enjoy your life without the constant feeling of financial anxiety buzzing in the background.
So, how does all of that work? There are three steps to the process.
Step 1: Jump Start Session
The Jump Start Session is a 60-minute financial planning session designed to answer your biggest questions and create an action plan that you can follow to put yourself on the right track.
Once you’ve scheduled your session, I send you an online questionnaire so that you can tell me a little bit about who you are, what you’d like help with, and some details about your current financial situation. I review that questionnaire ahead of our session, and then we spend our time together crafting a plan that addresses your biggest needs.
Afterwards, I send all my recommendations and suggested action steps in a written document so that you know exactly what you need to do next.
The main goal of this session is to give you concrete advice that you can actually use to improve your financial situation. But it’s also a great way to test drive the relationship so that you can get a feel for how I work before deciding whether to commit to the Financial Foundation Program (Step 2).
The Jump Start Session is pay-what-you-want, which is exactly what it sounds like. I have a few suggested price points that you’ll see when you set up payment (currently ranging from $149 to $349), but I genuinely want you to choose whatever price fits into your budget. The service is the same no matter what.
If you’d like to schedule a Jump Start Session now, click the button below to start the process.
Step 2: Financial Foundation Program
It may be that all you need is that single session, but I find that a lot of people want more guidance. Maybe you have a more complicated situation that we can’t fully address in one hour. Or maybe you want some help putting all the pieces of your financial plan in place. Or maybe it’s both.
That’s why I offer the Financial Foundation Program, a 12-month relationship where we work together to get every piece of your financial life on the right track.
We start by linking you to my client dashboard so that I can see your accounts and tie that information into my planning software. I also collect documentation on things like employee benefit programs, insurance policies, loans, and investment accounts.
Part of our first meeting is spent going over all that information so that I know exactly what your financial situation looks like right now. But the majority of it is dedicated to the personal side of things. More than anything I want to know who you are, what’s important to you, and what kind of life you’re trying build so that I can craft a plan that truly fits your values and your goals.
We schedule our second meeting about one month later, and I spend the time in between analyzing your situation and creating your financial plan, which is a big document that lays out all the steps we’ll take in order to secure your financial foundation get you on track for your most important goals.
That second meeting is dedicated to going over your plan and answering any questions you have, with the goal of making sure that it’s a plan you both understand and feel good about. We then focus on the 2-3 priority action items for the next month so that we all leave that meeting knowing exactly what we need to do.
From that point forward, we meet at least once per month to check in on the action items from the past month and lay out the action items for the next month. We continue that process for the entire relationship, with the goal of having your financial foundation in place by the end of our 12 months.
And of course, we’re in regular contact in between meetings as well. I’m reaching out to you to check in on action items and update you on work I’ve done, and I’m always available to answer questions and to help with any of the tasks that need to get done. You can think of me as your on-call financial support staff.
The cost for the Financial Foundation Program is $999 up front and $199-$499 per month depending on your income and net worth. The monthly fee is calculated ahead of time so that you know exactly what you’ll be paying before you sign up.
The first step towards signing up for the Foundation Program is typically scheduling a Jump Start Session. That allows you to get some immediate guidance and it gives you the chance to test drive the relationship to see if it’s helpful.
But if you’d prefer to talk things over instead of scheduling a Jump Start Session, you can click here to schedule a call with me. I know that this is a big investment and I am more than happy to talk it over and answer all your questions.
Step 3: Financial Life Program
As powerful as it is to get a strong financial foundation in place, the truth is that financial planning never ends.
Your goals will change. Your needs will change. Your circumstances will change. And your financial plan will need to change along with them.
My genuine hope with every client is that we’re able to form a trusted partnership that lasts for years. Because not only is that a great way to navigate all those changes and stay on track for your biggest goals, but it’s honestly a lot of fun to have clients that I’ve known for years and that I enjoy working with.
My Financial Life Program allows us to do just that.
If, at the end of the Foundation Program, you’d like to continue our work together, the Financial Life Program is the way to do it. It’s an ongoing relationship with the same monthly fee as the Foundation Program, and it allows us to work together to keep your family on the right track.
How to Get Started
At the end of the day, my only hope is that you’re able to use your money in a way that makes you feel secure and that allows you to create an enjoyable and comfortable life for you and your family.
If you can do that on your own, then great! I’m glad you’ve found what you need and that you feel good about the path you’re on.
But if you’d like some help, I’m here for you. I’ve dedicated my practice to working with parents just like you and I’m confident that we can work together to get you on the right track.
Or, if you’d prefer to talk things over first, you can click here to schedule a call. I’m happy to start in whatever way is most comfortable for you.
I hope we get the chance to work together, and no matter what I wish you and your family all the best!
About Matt Becker, CFP®
Matt Becker is a fee-only Certified Financial Plannertm, a dad, a husband, and the founder of Mom and Dad Money, where he helps parents with young children build a secure financial foundation for themselves and their families.
When he isn’t at work, you can usually find him playing basketball, building Legos, or generally being silly with his two awesome boys.